If you can’t pay Quickquid Payday Loan and now they are chasing you, it is time to beat them at their own game. Middle of the month, overdraft maxed out, bills, food and train ticket needed and no cash. Quick payday loan for £200, miss a few payments and before you know it, they are calling your work and texting all hours as your loan is now £1000. Welcome to legal loan sharks
Do not pay back Quickquid Payday Loan
Now to apply for a payday loan, you would have had to have provided your debit card details for them, so they can collect payments from you. So the first thing is to cancel it. They will ignore any letters/emails/calls from you saying you cant pay, as they have your details and using a pos machine, will debit your card anyway. So you think £20 is being debited and when you check your account online, you realise that the entire amount has gone, leaving you no money in your account. You cancel them by contacting the fraud team at your bank ,as only they can completely lock down your card (say it has been stolen and someone has your pin number). Now, they can no longer debit your account. Request a new card with new details, so you can access your cash, remember to reactivate any direct debits for essentials such as mobiles so they still work etc
Chased by Quickquid and have many other debts, how can I get rid of them all?
If you are being chased by debt collectors and have multiple other debts, such as bank loans/credit cards/payday loans, I can guarantee the stress is affecting everything you do daily. If your partner does not know, or maybe even family members, then there really is no escaping it. I was in this exact position, except for me, it was also the calls to work and the depression that came with it all. So the good news with multiple debts, is that there are many loopholes/FSA backed methods to legally get rid of the lot and shut them down immediately. All calls stop, no more letters/text messages and you never have to deal with who you owe money too again. The best news, this month, you get to keep your wages again, instead of losing the lot 5mins after they hit your account. These guys are brilliant and literally gave me my life/sanity back. No matter what your situation, they will sort this by the end of the day, check them out here
Write to Quickquid Payday Loan now ,saying that you have been selected for redundancy at work, as the company is failing and as a result, you wont be able to make the payment date and wish to go on reduced payments. They will write back and suggest a payment arrangement. You have a choice now, either to suggest any amount that you are happy to pay, or simply ignore them. They will try and call you and text you, one tactic is to call you at work, so first of all send them a letter saying they are in breach of the administration of Justice Act 1970, and the Protection from Harassment Act 1997, that will put a stop to that.
Multiple debts and just want rid of them? Make use of ‘Bad Debt’ Loopholes.
The problem with having quite a bit of debt, is it can become overwhelming and extremely stressful living day to day. As you may or may not know, anyone from banks, Credit Card providers, Payday loans and even Debt Collectors allow in their business models for, ‘bad debt’. There is a point with all those mentioned where the cost of chasing the debt exceeds the profitability of recouping the debt. At that point the amount of debt that can be wiped off your total debt especially if you have multiple debts is staggering. It is a ‘something is better than nothing’ mentality they adopt. I used a company to take care of mine, as sitting for 8hrs a day on the phone trying to get through to someone, wasn’t feasible. It is free to join and protects you from court action and bailiffs. They will contact all your creditors and end all the calls/letters/texts you get daily, whilst being able to force up to 80% of your debt to be written off as, ‘bad debt’. So if you want to end be rid of it all today check them out here